I used spring moss cardstock for the banner and used fiskars border punch on the side. The stitcher are rub-ons. I used a verve stamps die for the tag (hawaiian shores) and used a wplus9 stamp to add some more dimension to the card.
The "M" is a sticky letter I received from a nice lady I go to church with now. She also gave me the flower. They are both Petaloos and are all white to be colored or designed anyhow you choose. Lastly, I took some stickles and went around the end for bling. I got the idea from another card I saw. I wish now that I can remember where I saw it. If it is yours, please let me know so I can add it here.